Hi friends! Happy Wednesday! I hope you are all having a lovely day. I got my haircute today (the bangs are back!) so that always makes for a good day!
Have you gone through Dave Ramsey's Financial Peace University? Our church is hosting the class and we are in our third week. Feels so good to have a budget and plan in order ahhhhh!
Since we've been married (11 years!) we've done an envelope budget off and on several different times. I really don't know why we ever stop it because it works magically! Anyhow, we're back on now, and it feels GREAT. I spend less when I use cash because it's pains me more than swiping the debit card. In the kit you get when you sign up for the FPU class you get a few goodies to help you start an envelope system (cash budget).
It's not that I'm not grateful to Dave for these goodies, but they are not cute and I like cute. Lucky for me I had some fun canvas and supplies to make myself a fun little zipper pouch to hold all our envelopes!
Great basic tutorial for a zippered pouch can be found here. I used sturdy home dec canvas and padded it with fleece for extra durability.
We now have a cash budget for groceries, eating out, and a several other monthly expenses. I had originally intended to make fabric envelopes to hold our cash, but I got a little lazy and figured labels on snack size baggies would work just as well! Eventually I will make fabric envelopes, but for now, this is fine :)
Each baggie tucks down into the pouch nice and neatly too. I love it! Happy budgeting!
Did you make anything pretty this week? Link it up to Made With Love!